What are Children?

The Policyholder’s own, unmarried Children, including legally adopted- and stepchildren under the age of 21 (or 26, if he/she is a full-time student). Children’s cover stops on the last day of the month in which the Child turns 21 years old (or 26 years old, if he/she is a full-time student). Once the Child turns 21 years old (or 26 years old, if he/she is a full-time student), the Child can be added as an Extended Family Member. This must be done within 30 (thirty) days. Physically and mentally disabled Children will be covered indefinitely. A Stillborn Child is included under this definition provided that there is at least 21 (twenty-six) weeks of intra-uterine existence and that the foetus showed no life after complete birth. Stillborn shall exclude the intentional termination of the life of the Child. There shall be a maximum of 6 (six) Children insured under this Policy at any point in time.